Forms & Resources

U.S. Department of Education Links and Resources

Net Price Calculator – The Net Price Calculator is a tool that students can use to estimate their “net price” to attend a particular college or university.

General Information – ED’s mission is to promote student achievement and preparation for global competitiveness by fostering educational excellence and ensuring equal access.

Help Completing the FASFA

The Student Guide – Your source for information from the U.S. Department of Education on preparing for and funding education beyond high school.

General Links

EquiFax, Experian, TransUnion – National credit reporting companies.

FinAid –  A plethora of financial aid information on scholarships, international funding, loans, deferments, and so much more! You can also find updated information on the financial crisis!

FinAid Loan Calculator – Custom calculators can help you figure out how much school will cost, how much you need to save and how much aid you’ll need.

Internal Revenue Service – Tax returns and tax benefits for education.

Mapping Your Future – This website’s “Manage Your Money” section provides useful student resources on a number of financial literacy topics.

National Student Loan Data System – Track your federal student loans and grants using NSLDS on the web.

Repayment Information and Debt Management Websites

Other Resources

Glossary of Financial Aid Terms

Code of Conduct

The ACTCM Financial Aid Office is committed to the highest standards of professional conduct. It is our goal to provide information and advice, in keeping with federal requirements, and determined solely by consideration of the best interests of our students. To ensure students continue receiving sound and impartial advice from the financial aid personnel, and to avoid the potential for, or appearance of, conflicts of interest regarding student loans, ACTCM shall abide by this Code of Conduct in its relationships with lenders, guarantors and servicers of education loans. We are members of the National Association of Student Financial Aid Administrators and follow their code of conduct. It is the intention of ACTCM that this Code of Conduct comply with all the letter and spirit of the Higher Education Act, as amended by the Higher Education Opportunity Act of 2008.

An institutional financial aid professional is expected to always maintain exemplary standards of professional conduct in all aspects of carrying out his or her responsibilities, specifically including all dealings with any entities involved in any manner in student financial aid, regardless of whether such entities are involved in a government sponsored, subsidized, or regulated activity. In doing so, a financial aid professional should:

• Refrain from taking any action for his or her personal benefit.

• Refrain from taking any action he or she believes is contrary to law, regulation, or the best interests of the students and parents he or she serves.

• Ensure that the information he or she provides is accurate, unbiased, and does not reflect any preference arising from actual or potential personal gain.

• Be objective in making decisions and advising his or her institution regarding relationships with any entity involved in any aspect of student financial aid.

• Refrain from soliciting or accepting anything of other than nominal value from any entity (other than an institution of higher education or a governmental entity such as the U.S. Department of Education) involved in the making, holding, consolidating or processing of any student loans, including anything of value (including reimbursement of expenses) for serving on an advisory body or as part of a training activity of or sponsored by any such entity.

• Disclose to his or her institution, in such manner as his or her institution may prescribe, any involvement with or interest in any entity in any aspect of student financial aid.

Entrance/Exit Loan Counseling

Entrance Loan Counseling

First-time borrowers of the Direct Federal Stafford Loan at ACTCM are required to complete a Student Loan Entrance Interview before they can receive their loan proceeds.

The purpose of the entrance interview is to provide the student with important information regarding their rights and responsibilities as a student loan borrower. A good rule of thumb is to complete it after you have received your Award Letter packet of information.

Go to to take the entrance counseling. It takes about 15- 20 minutes to complete. The Department of Education will notify ACTCM when you have completed and passed the exam.

Exit Loan Counseling

An Exit Interview is for students who are leaving or graduating from ACTCM, or are enrolled less than half-time status. Students who have borrowed Federal Stafford Loans and or Perkins Loans while attending ACTCM must complete a Student Loan Exit Interview prior to leaving the college.

The purpose of the Exit Interview is to provide the student with important information regarding loan repayment, including deferments, grace periods, loan consolidation, and loan default.

Exit Interview sessions are scheduled toward the end of each quarter, and can be completed online by logging onto . It takes about 15- 20 minutes to complete. NSLDS will notify ACTCM when you have completed and passed the exam.

Related Links: – Direct Loan Entrance Counseling explains the obligations you agree to meet as a condition of receiving a Direct Loan.

National Student Loan Data System – Student Loan exit counseling.


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